Most significant financial events happen a handful of times, or just once. Think about retirement, for example. It will happen once (hopefully) in your entire life, and there's a lot to it. Consider something simpler like learning to swim. If the first time you were just dropped into the deep end, how do you think that would have turned out? Probably not so well. You learned how to swim through practice.
Many financial decisions are so infrequent that there is no opportunity for practice. You don't get a do-over if you make a catastrophic investment mistake, don't have appropriate insurance coverage, or don't save enough for retirement.
We have had the opportunity to practice. We have repeatedly worked through major financial decisions and situations with our clients. We apply experience-based advice to your goals and concerns, helping you live a richer life.